2021T2 VirtualTSM/Project Teams/Team 4
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Empowering one’s financial mobility/flexibility sustainably. Promoting financial mobility/flexibility by offering flexible credit options Being the leading payment option for unbanked consumers in the SEA region
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Teams
Team 4
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Vision
Enabling you to spend wisely and smart (benefits of paying in installments)
Mission Statement
Problem Statement
The number of payment defaults have seen an increase with 9% of buyers under current BNPL models not being able to pay up within the stipulated date. This is observed due to a lack in flexibility in credit options. Additionally, there are lower approval rates as current BNPL models only have a sole lender.
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