IS480 Team wiki: 2013T1 Kungfu Panda X-Factor
- 1 X-Factor Component
- 2 Credit Approval
- 3 Teaching Tool
- 4 Teaching Tool Mock Up
Credit scoring Process Flow
Credit approval process diagram
Credit Decision Engine Proof of Concept
POC for Credit Decision Engine
Market Research of Credit Engines
FICO Website: FICO Scoring Overview
FICO is a leading company in predictive analytics, specialising in scoring individual's credit-worthiness over a scale of 800 points. Our group used FICO's scoring model as our main reference when developing the rules for our Credit Engine.
As FICO is an independent company scoring individuals (not a bank), our group could not consider certain features like ...
FICO Credit Scoring Overview
Length of Credit History
Mockup of Credit Approval Form
The teaching tool allows users to perform modeling and simulations across varying customer profiles (credit capacity) in order to optimize the the rules of the scoring engine for a particular customer profile.