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IS480 Team wiki: 2013T1 Kungfu Panda X-Factor

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Home About Us Project Overview Project Management User Testing Project Documents


SMU tBank Our Project Scope Our X-Factor Technologies

X-Factor Component

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Credit Approval


The Credit scoring engine is a complex decision service that performs automatic credit evaluation and approval for mass consumer products such as Home Loans, Auto Loans, and Education Loans.
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Credit scoring Process Flow

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Credit approval process diagram

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Credit Decision Engine Proof of Concept
POC for Credit Decision Engine

Market Research of Credit Engines

FICO Website: www.fico.com.sg

FICO Credit Scoring Overview

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Examples

Length of Credit History

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Mockup of Credit Approval Form

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Teaching Tool


The teaching tool allows users to perform modeling and simulations across varying customer profiles (credit capacity) in order to optimize the the rules of the scoring engine for a particular customer profile.


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Teaching tool process flow

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Teaching tool Features (Input)

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Teaching tool Features (Output)

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Teaching Tool Mock Up

Teaching Tool Data Generation

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Teaching Tool Rule Customization

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Teaching Tool Summary of Results (Output)

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