Difference between revisions of "Group08 Proposal"
Line 1: | Line 1: | ||
<div style=background:#003366 border:#003366 > | <div style=background:#003366 border:#003366 > | ||
[[Image:G5_pic.jpg|300px]] | [[Image:G5_pic.jpg|300px]] | ||
− | <b><font size = 8; color="#FFFFFF"> Visualizing | + | <b><font size = 8; color="#FFFFFF"> Visualizing Future of Crowd Funding with 余额宝</font></b> |
</div> | </div> | ||
Revision as of 10:35, 21 November 2018
|
|
|
|
Contents
40 Thieves Members
¥ Wong Yam Yip
¥ Wu Jinglong
¥ Song Chenxi
Abstract
Yu’e Bao (余额宝) is an investment product offered by Alipay (支付宝), a mobile and online payment platform established by China’s multinational conglomerate Alibaba Group. In June 2013, Alibaba Group launched Yu’e Bao, in collaboration with Tianhong Asset Management Co., Ltd., to form the first internet fund in China. Since then, Yu’e Bao has become the nation’s largest money market fund and, by Feb 2018, has US$251 billion under its management. In Chinese, Yu’e Bao represents “Leftover Treasure”. Alipay users can deposit their extra cash, for example, leftover from online shopping, into this investment product. The money will be invested via a money market fund with no minimum amount or exit charges, with interest paid on a daily basis. While major banks offer 0.35% annual interest on deposits, Yu’e Bao may offers user 6% interest with the convenience and freedom to deposit and withdraw anytime via Alipay mobile app. Thus, Yu’e Bao became extremely popular in China.
Using various data visualization methodologies, coupled with analysis of survival and time-series, this project aims to build an interactive tool on R Shiny framework, to unearth the underlying treasures of associations between Yu’e Bao’s user profile, behaviour, time and other financial factors.
Dataset
Source: Alibaba Cloud TIANCHI Competition: The Purchase and Redemption Forecasts - Challenge the Baseline
There are 4 table to this dataset:
- user_balance_table.csv
- user_profile_table.csv
- mfd_day_share_interest.csv
- mfd_bank_shibor.csv
The user_balance_table.csv contains.....
The user_profile_table.csv The mfd_day_share_interest.csv The mfd_bank_shibor.csv
Visualization and Analysis
Data Exploration and Visualization
Build data explorer to ....
Objective 2: Survival Analysis and Visualization
Performing Survival analysis....
Objective 3: Time-Series Clustering and Visualization
dtwclust time series cluster....